Nothing to pay for 12 months
A flexible finance option for all your home improvements.
Click ‘Apply Now – Instant Decision’ to enjoy your home improvement sooner rather than later.
Buy Now – Pay Later Finance
- Settle off anytime with no early repayment penalty
- Avoid interest when you pay off within the payment free period
- Ideal for emergencies such as a broken boiler
- Pay it off in chunks before the payment free period ends
Select your finance
Use the finance calculator below to see how much the repayments will be and total repayable after the payment free period and then complete our simple application form for an instant credit decision. * These fields are mandatory.
Frequently Asked Questions
Please refer to the following example:
Original loan date: 1/1/2018
Loan Term: 48 month term
Deferred (i.e. payment free) term: 12 months
Therefore, payment term: 36 months
Rollover date: 1/1/2019
Interest payable after rollover: At APR 19.5% from original loan date, i.e. 1/1/2018
The interest and capital repayment amount will have been quoted to the customer as part of the customer journey before they sign the agreement.